إعادة هندسة العمليات املصرفية وأثرها يف تعظيم القيمة املستدامة للمصارف

Rp- Re-engineering banking operations and its impact on Maximizing sustainable value for banks pdf.

Abstract
The banking sector one from most important Economic sectors
which play an important role in country growth , and its integration with
others sectors and financial markets help to finance the economy of
country .
The change became the base in the business environment and the
high velocity of technology and innovation and that led to new terms in
financial and banking sector , the banking process re-engineering is one
from newly raised terms which come from the instability and certainty in
general environment and in Iraqi environment in specific add to that the
competency and regulation situation which led the banks to find solutions
to protect itself by adopting Re-engineering concept and its applications
and this approach depend on deep rethinking and redesigning the
operations ,activities and procedures in order to leave inefficiency and
improve the banking process to develop target reaching and its achieve.
This study try to achieve several objectives and the following most
of it :
1 – present an conceptual overview for banking process reengineering
and banking sustainable value.
2 – identify the Lebanese and Iraqi banks situation from the study
variables by using statistical methods like Correlation and regression .
3 – showing the need for banking process reengineering in Lebanese and
Iraqi banks.
4 – measure the impact of banking process reengineering on banking
sustainable value enhancing in Lebanese and Iraqi banks.
To achieve these objectives , the study adapting an hypothetical diagram
which showing the logical relationships between study variables, and to
discover these relations we put some hypotheses to ensure from its
validity and the following we review the hypotheses :
1 – vary the sample banks in the adoption of the study variables.
2 – There is a relationship statistically significant correlation between
banking process reengineering and banking sustainable value.
And in order to implement this study in the field and test her homework
and as a comparative study has been selected Lebanese banks ( Societe
General Bank , First National Bank , Arab Bank , Bank of Beirut and the
Arab countries , BLOM Bank , francabank ) and Iraqi banks (Bank of
Baghdad , National Bank , Gulf Bank , the Bank of Credit , for Investment
united Bank and Al- huda bank) and reason behind this choice are its
history in banking sector and it’s consider as pioneer in banking
activities add to that it’s has high possibilities in administration and it
was cooperate with the researcher about accept answer the questioner
format which was the main tool for this study and the number of it was (
115 ) questioner distribute to managers , heads of departments and units
in headquarters.
The study found several conclusions It is most important that there is a
trace of re-engineering processes to maximize the value of banking
sustainable sample banks. The study found several of the most important
recommendations that the study sample banks pursuing mechanisms of
banking consistent and relatively close to all the dimensions of process
re-engineering is the most important banking:
A – Follow-up banks for the latest developments in the world of
technology and updated on an ongoing basis and the introduction of
what’s new from the mechanics and technical equipment able to develop
the banking business.
B – constant quest to possess the potential of creative intellectual capable
of innovation and creativity, to make way for these energies to innovate
in the banking field.
C – the need to work as a team and increase the process of enabling
employees at all levels.