تأثيرإدارة المخاطرة في تحقيق الاستقرار المالي

Rp-the impact of risk management on achieving financial stability.pdf

the study aimed to measure and analyse the impact of risk management as measured by its indicator debt to equity ratio current ratio insurance premium ratio cash ratio and non-expired risk reserve ratio on financial stability. Financial stability was measured using Altmans z score model for insurance companies listed on the Iraq stock exchange during the period from 2015 2024 this was achieved through on analysis of the components published financial statements. Financial articles were used to achieve the studies objective determined of the impact of the independent variables of risk management on the dependent variable financial stability.
the study was based on a central problem can financial stability by achieved through effective risk management. This sensor problem lead to asset sub question which were answered through the studies chapters. The study reached a number of conclusions the most important of which is the existence of a clear this party in the level of financial stability of the insurance companies and the study sample and addition to the fact that there is a clear effect of risk management variables on the level of financial stability
the study recommended the need to develop diverce and effective risk management mechanism in order to enhance the financial stability of Iraqi insurance companies