التسديد المصرفي الالكتروني في ظل قواعد الحوكمة “دراسة مقارنة”

Electronic Banking Payment Under Governance Rules A Comparative Study"

Abstract

Electronic payment is one of the most prominent developments in the banking sector in light of Modern technology, where payment and execution of transactions are done online, whereby payment is replaced
Traditional manual with remote implementation, as it is one of the most prominent features that distinguish bank payment The electronic version is different from its traditional counterpart, and this matter is not without some challenges and obstacles that it faces. Banks that have the ability to confront them or at least mitigate their negative impact on customers and Her level of work In order to avoid these obstacles, it is necessary to apply the principles of governance for integrated infrastructures in an effort to…To improve it through sound management in terms of transparency and disclosure in order to improve performance. Banks, which reflects positively on its reputation and to ensure its continued high quality performance. For online banking services. Under the contract concluded between the two parties, certain obligations are imposed on the parties, and the most important obligation is on The bank is responsible for implementing payment orders issued by the customer in return for the customer’s commitment to pay a commission to the bank. And the breach of one of the obligations entails liability towards the responsible party according to contractual liability, while Tort liability arises when there is a breach of a general legal obligation, and in both cases compensation is required. About the damage caused to the victim as a result.The nature of the subject requires that it be addressed according to the analytical approach in order to take into account its specificity. And analysis of legal texts and opinions of jurists, with a review of the laws being compared. We have shown the most prominent The results reached by the researcher in determining the legal nature of electronic banking payment,In addition to civil liability over the Internet, it is considered one of the legal obstacles to providing services on Path (Internet).